{"id":1155,"date":"2023-03-04T14:46:32","date_gmt":"2023-03-04T11:16:32","guid":{"rendered":"https:\/\/prav.ir\/nasiba\/?p=1155"},"modified":"2023-03-07T10:42:37","modified_gmt":"2023-03-07T07:12:37","slug":"%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86","status":"publish","type":"post","link":"https:\/\/prav.ir\/nasiba\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\/","title":{"rendered":"\u0645\u0632\u0627\u06cc\u0627\u06cc BNPL \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646"},"content":{"rendered":"

 <\/p>\n

\u0642\u0628\u0644 \u0627\u0632 \u0627\u06cc\u0646\u06a9\u0647 \u0628\u0647 \u0645\u0646\u0627\u0641\u0639 BNPL \u0648 \u0627\u06cc\u0646\u200c\u06a9\u0647 \u0686\u06af\u0648\u0646\u0647 \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f \u0628\u067e\u0631\u062f\u0627\u0632\u06cc\u0645\u060c \u0627\u062c\u0627\u0632\u0647 \u0628\u062f\u0647\u06cc\u062f \u0622\u0646 \u0631\u0627 \u062a\u0639\u0631\u06cc\u0641 \u06a9\u0646\u06cc\u0645:<\/p>\n

“\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” (BNPL) \u06cc\u06a9 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0627\u062c\u0627\u0632\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0645\u0628\u0644\u063a \u062e\u0631\u06cc\u062f \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0627\u0642\u0633\u0627\u0637\u06cc \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0631\u0648\u0634 \u062f\u0631 \u0647\u0646\u06af\u0627\u0645 \u062e\u0631\u06cc\u062f\u060c \u0641\u0642\u0637 \u0627\u0648\u0644\u06cc\u0646 \u0642\u0633\u0637 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n

\u0627\u0642\u0633\u0627\u0637 \u0628\u0627\u0642\u06cc\u0645\u0627\u0646\u062f\u0647 \u0628\u0647 \u0637\u0648\u0631 \u062e\u0648\u062f\u06a9\u0627\u0631\u060c \u0627\u0632 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u062a\u0631\u062c\u06cc\u062d\u06cc \u0645\u0635\u0631\u0641 \u06a9\u0646\u0646\u062f\u0647\u060c \u062f\u0631 \u062a\u0627\u0631\u06cc\u062e \u0647\u0627\u06cc \u0627\u0632 \u067e\u06cc\u0634 \u062a\u0639\u06cc\u06cc\u0646 \u0634\u062f\u0647\u060c \u062a\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0627\u0645\u0644 \u062e\u0631\u06cc\u062f \u0628\u0631\u062f\u0627\u0634\u062a \u0645\u06cc \u0634\u0648\u062f.<\/p>\n

 <\/p>\n

BNPL<\/strong> \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u0647\u200c\u0647\u0627<\/strong><\/h2>\n

\u067e\u0630\u06cc\u0631\u0634 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a BNPL \u0628\u0647 \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0627\u062c\u0627\u0632\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0628\u0647 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0627\u06cc\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0631\u0627 \u062f\u0647\u0646\u062f \u06a9\u0647 \u0628\u062f\u0648\u0646 \u0627\u06cc\u0646\u06a9\u0647 \u062a\u0645\u0627\u0645 \u0628\u0648\u062f\u062c\u0647 \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u062e\u062f\u0645\u062a \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f\u060c \u0622\u0646 \u0631\u0627 \u062a\u0627\u0645\u06cc\u0646 \u06a9\u0646\u0646\u062f. (\u062f\u0631 \u06cc\u06a9 \u0646\u0638\u0631\u0633\u0646\u062c\u06cc \u0627\u062e\u06cc\u0631 \u062f\u0631 \u0627\u0645\u0631\u06cc\u06a9\u0627 45 %\u00a0 \u0627\u0632 \u067e\u0627\u0633\u062e \u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u06af\u0632\u0627\u0631\u0634 \u062f\u0627\u062f\u0646\u062f \u06a9\u0647 \u0627\u0632 BNPL \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0631\u0627\u0647\u06cc \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u062e\u0627\u0631\u062c \u0627\u0632 \u0628\u0648\u062f\u062c\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.)<\/p>\n

\u062a\u0627\u0631\u06cc\u062e\u0686\u0647 <\/strong>BNPL<\/strong><\/h2>\n

\u0627\u06cc\u062f\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0628\u0644\u063a \u062e\u0631\u06cc\u062f \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u062c\u062f\u06cc\u062f \u0646\u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0645\u062f\u0644\u200c\u0647\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u0648 \u0628\u0627 \u062a\u0627\u062e\u06cc\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u06cc\u0634 \u0627\u0632 \u06cc\u06a9 \u0642\u0631\u0646 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647 \u0648\u062c\u0648\u062f \u062f\u0627\u0634\u062a\u0647 \u0627\u0633\u062a. \u062f\u0631 \u062d\u0648\u0627\u0644\u06cc \u0633\u0627\u0644 2012\u060c \u0645\u0641\u0647\u0648\u0645 BNPL \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644\u06cc \u0634\u062f \u0648 \u0628\u0647 \u0633\u0631\u0639\u062a \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0622\u06af\u0627\u0647 \u0628\u0647 \u0641\u0646\u0627\u0648\u0631\u06cc \u0645\u062d\u0628\u0648\u0628 \u0634\u062f. \u0627\u0632 \u0622\u0646 \u0632\u0645\u0627\u0646\u060c \u067e\u0630\u06cc\u0631\u0634 \u062c\u0647\u0627\u0646\u06cc BNPL \u0647\u0645\u0686\u0646\u0627\u0646 \u062f\u0631 \u062d\u0627\u0644 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0627\u0633\u062a \u0628\u0647 \u0637\u0648\u0631\u06cc \u06a9\u0647 \u067e\u06cc\u0634 \u0628\u06cc\u0646\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a \u062f\u0631 \u0633\u0627\u0644 2022\u060c \u062a\u0631\u0627\u06a9\u0646\u0634 \u06af\u0632\u06cc\u0646\u0647 \u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a BNPL \u062f\u0631 \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647 \u0628\u0647 \u0628\u06cc\u0634 \u0627\u0632 82 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062f\u0644\u0627\u0631 \u0628\u0631\u0633\u062f ( \u0627\u0641\u0632\u0627\u06cc\u0634 \u0633\u0627\u0644\u0627\u0646\u0647 66.5\u066a).<\/p>\n

\u0633\u0647 \u062f\u0644\u06cc\u0644 \u0627\u0635\u0644\u06cc \u0628\u0631\u0627\u06cc \u0627\u06cc\u0646 \u0627\u0645\u0631 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f:<\/h3>\n
    \n
  • \u062e\u0631\u06cc\u062f \u0646\u0633\u0644 \u062c\u0648\u0627\u0646 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0627\u06cc\u0646 \u067e\u0644\u062a\u0641\u0631\u0645\u200c\u0647\u0627 \u0628\u0633\u06cc\u0627\u0631 \u0628\u0627\u0644\u0627\u0633\u062a. \u062f\u0631 \u0628\u06cc\u0646 \u0627\u06cc\u0646 \u0646\u0633\u0644 \u0627\u0632 \u0633\u0627\u0644 2019 \u062a\u0627 2021 \u06a9\u0633\u0627\u0646\u06cc \u06a9\u0647 \u062f\u0631 \u0627\u06cc\u0627\u0644\u062a \u0645\u062a\u062d\u062f\u0647 BNPL \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0631\u062f\u0646\u062f\u060c \u0627\u0632 6% \u0628\u0647 36% \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0641\u062a\u0647 \u0627\u0633\u062a.<\/li>\n
  • \u0627\u062e\u062a\u0644\u0627\u0644\u0627\u062a \u062f\u0631 \u0632\u0646\u062c\u06cc\u0631\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0648 \u062e\u062f\u0645\u0627\u062a \u0633\u0628\u0628 \u06a9\u0645\u0628\u0648\u062f \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0627\u06cc\u0646 \u0633\u0628\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646\u060c \u0628\u0647 \u062e\u0635\u0648\u0635 \u0628\u0631\u0627\u06cc \u0641\u0635\u0644 \u062a\u0639\u0637\u06cc\u0644\u0627\u062a \u0648 \u06cc\u0627 \u067e\u06cc\u06a9 \u062a\u0642\u0627\u0636\u0627\u06cc \u0628\u0627\u0632\u0627\u0631 \u0632\u0648\u062f\u062a\u0631 \u062e\u0631\u06cc\u062f \u06a9\u0646\u0646\u062f. \u0644\u0630\u0627 \u062f\u0627\u0646\u0644\u0648\u062f \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc BNPL \u062f\u0631 \u062f\u0633\u0627\u0645\u0628\u0631 2021 \u0627\u0641\u0632\u0627\u06cc\u0634 20 \u062f\u0631\u0635\u062f\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u0627\u0644 \u06af\u0630\u0634\u062a\u0647 \u0622\u0646 \u062f\u0627\u0634\u062a\u0647 \u0627\u0633\u062a.<\/li>\n
  • \u0639\u0644\u062a \u062f\u06cc\u06af\u0631 \u062a\u0631\u0633 \u0627\u0632 \u0628\u062f\u0647\u06cc \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0628\u0631\u0627\u06cc \u0645\u0635\u0631\u0641 \u06a9\u0646\u0646\u062f\u06af\u0627\u0646 “\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646 \u0645\u0646\u0627\u0633\u0628\u06cc \u0628\u0647 \u062c\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0627 \u06a9\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0633\u062a. \u0632\u06cc\u0631\u0627 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0641\u0631\u0627\u062f\u060c \u0646\u0633\u0628\u062a \u0628\u0647 \u0627\u0646\u0628\u0627\u0634\u062a \u0628\u062f\u0647\u06cc \u0627\u0632 \u0646\u0648\u0639 \u06a9\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u060c \u0645\u062d\u062a\u0627\u0637 \u0647\u0633\u062a\u0646\u062f. \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0631\u06cc\u062f \u062f\u0631 \u06cc\u06a9 \u0633\u0631\u06cc \u0627\u0642\u0633\u0627\u0637 \u0628\u062f\u0648\u0646 \u0628\u0647\u0631\u0647 \u062c\u0630\u0627\u0628\u06cc\u062a \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u062f.<\/li>\n<\/ul>\n

    \u0645\u0632\u0627\u06cc\u0627\u06cc <\/strong>BNPL<\/strong> \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646<\/strong><\/h2>\n

    \u0642\u0628\u0648\u0644 \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627\u06cc BNPL \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0645\u0632\u0627\u06cc\u0627\u06cc \u06a9\u0644\u06cc\u062f\u06cc \u062f\u0627\u0631\u062f\u060c \u0627\u06cc\u0646 \u0645\u0632\u0627\u06cc\u0627 \u0634\u0627\u0645\u0644:<\/p>\n

      \n
    • \n

      \u06af\u0633\u062a\u0631\u0634 \u0645\u06cc\u0632\u0627\u0646 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646<\/strong><\/h3>\n<\/li>\n<\/ul>\n

      \u0628\u0627 \u0645\u0645\u06a9\u0646 \u06a9\u0631\u062f\u0646 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u0628\u0632\u0631\u06af\u062a\u0631 \u0627\u0632 \u0637\u0631\u06cc\u0642 BNPL \u0648 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0646\u0639\u0637\u0641\u200c\u062a\u0631\u060c \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u067e\u0627\u06cc\u06af\u0627\u0647 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u062e\u0648\u062f \u0631\u0627 \u06af\u0633\u062a\u0631\u0634 \u062f\u0647\u0646\u062f\u060c \u062a\u0627 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646\u06cc \u0631\u0627 \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627 \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u062f\u0627\u0631\u0646\u062f ( \u0648 \u06cc\u0627 \u0645\u0646\u062a\u0638\u0631 \u0686\u06a9 \u062d\u0642\u0648\u0642 \u0627\u06cc\u0646 \u0645\u0627\u0647 \u0647\u0633\u062a\u0646\u062f) \u0646\u06cc\u0632 \u0634\u0627\u0645\u0644 \u0634\u0648\u0646\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0647 \u062e\u0648\u062f\u06cc \u062e\u0648\u062f \u0633\u0628\u0628 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0641\u0631\u0648\u0634 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n

      \u0646\u0631\u062e \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc \u06a9\u0647 \u0627\u0632 BNPL \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u062a\u0646\u0647\u0627 \u0628\u06cc\u0646 \u0633\u0627\u0644\u200c\u0647\u0627\u06cc 2020 \u062a\u0627 2021\u060c 80% \u0627\u0641\u0632\u0627\u06cc\u0634\u200c\u06cc\u0627\u0641\u062a\u0647 \u0627\u0633\u062a. \u0645\u062e\u0635\u0648\u0635\u0627 \u0627\u06af\u0631 \u0634\u0645\u0627 \u0628\u062e\u0648\u0627\u0647\u06cc\u062f \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u062c\u0648\u0627\u0646\u200c\u062a\u0631 \u0631\u0627 \u062c\u0630\u0628 \u06a9\u0646\u06cc\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0633\u0631\u0648\u06cc\u0633 BNPL \u0631\u0627 \u0628\u0647 \u0641\u0631\u0627\u06cc\u0646\u062f \u062e\u0648\u062f \u0627\u0636\u0627\u0641\u0647 \u06a9\u0646\u06cc\u062f.<\/p>\n

      \u0627\u0632 \u0622\u0646\u062c\u0627\u06cc\u06cc \u06a9\u0647 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0631 BNPL \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0631\u06cc\u062f \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0627\u0645\u0644 \u0628\u0647 \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0627 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0648 \u0628\u062f\u0648\u0646 \u0631\u06cc\u0633\u06a9 \u0645\u0627\u0644\u06cc \u0627\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u0631\u0627 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u062f\u0647\u0646\u062f.<\/p>\n

        \n
      • \n

        \u0628\u0647\u0628\u0648\u062f \u062a\u062c\u0631\u0628\u0647 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646<\/strong><\/h3>\n<\/li>\n<\/ul>\n

        \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u0628\u0647 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u06a9\u0646\u062a\u0631\u0644 \u0628\u06cc\u0634\u062a\u0631 \u0628\u0631 \u0631\u0648\u06cc \u062a\u0635\u0645\u06cc\u0645\u0627\u062a \u062e\u0631\u06cc\u062f \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0631\u0636\u0627\u06cc\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. \u0627\u0631\u0627\u0626\u0647 \u0627\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0646\u0639\u0637\u0627\u0641 \u067e\u0630\u06cc\u0631 \u06cc\u06a9\u06cc \u0627\u0632 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc \u062c\u0644\u0628 \u0646\u0638\u0631 \u0622\u0646\u200c\u0647\u0627 \u0627\u0633\u062a.<\/p>\n

        \u0628\u0646\u0627 \u0628\u0647 \u062a\u062c\u0631\u0628\u0647 \u0628\u0639\u0636\u06cc \u0627\u0632 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0627\u0631\u0627\u0626\u0647\u200c\u062f\u0647\u0646\u062f\u0647 BNPL\u060c \u0627\u06cc\u0646 \u0645\u062f\u0644 \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u0627\u06cc\u0631 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a 20 \u062a\u0627 30 \u062f\u0631\u0635\u062f \u0628\u0647\u0628\u0648\u062f \u062a\u062c\u0631\u0628\u0647 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0634\u062a\u0647 \u0627\u0633\u062a.<\/p>\n

          \n
        • \n

          \u0648\u0641\u0627\u062f\u0627\u0631\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646<\/strong><\/h3>\n<\/li>\n<\/ul>\n

          \u062a\u062c\u0631\u0628\u06cc\u0627\u062a \u0645\u062b\u0628\u062a \u0645\u0634\u062a\u0631\u06cc \u0628\u0647 \u0645\u0639\u0646\u06cc \u0641\u0631\u0648\u0634 \u0628\u06cc\u0634\u062a\u0631 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0627\u06af\u0631 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647 \u06cc\u06a9 \u062a\u062c\u0631\u0628\u0647 \u0628\u062f\u0648\u0646 \u062f\u0631\u062f\u0633\u0631 \u062a\u06a9\u06cc\u0647 \u06a9\u0646\u0646\u062f\u060c \u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u06cc\u0646\u06a9\u0647 \u062f\u0631 \u0622\u06cc\u0646\u062f\u0647 \u0645\u062c\u062f\u062f\u0627 \u0628\u0647 \u0645\u0627 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u0646\u062f\u060c \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0633\u062a.<\/p>\n

          \u062f\u0631 \u06cc\u06a9 \u0646\u0638\u0631\u0633\u0646\u062c\u06cc \u062f\u0631 \u0627\u0645\u0631\u06cc\u06a9\u0627 \u0646\u0634\u0627\u0646 \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u06a9\u0647 76 \u062f\u0631\u0635\u062f \u0627\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0627\u06af\u0631 \u062a\u062c\u0631\u0628\u0647\u200c\u0627\u06cc \u0633\u0627\u062f\u0647 \u0648 \u0628\u062f\u0648\u0646 \u0639\u06cc\u0628 \u0627\u0632 \u06cc\u06a9 \u0637\u0631\u062d \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f\u060c \u0627\u062d\u062a\u0645\u0627\u0644 \u062e\u0631\u06cc\u062f \u0645\u062c\u062f\u062f \u0622\u0646\u200c\u0647\u0627 \u0628\u0627\u0644\u0627\u0633\u062a.<\/p>\n

            \n
          • \n

            \u0645\u062a\u0648\u0633\u0637 \u062f\u0641\u0639\u0627\u062a \u0648 \u0645\u0642\u062f\u0627\u0631 \u062e\u0631\u06cc\u062f \u0628\u0627\u0644\u0627\u062a\u0631<\/strong><\/h3>\n<\/li>\n<\/ul>\n

            \u062f\u0631 \u0645\u0637\u0627\u0644\u0639\u0647\u200c\u0627\u06cc \u0627\u062e\u06cc\u0631\u060c 30 \u062f\u0631\u0635\u062f \u0627\u0632 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u06af\u0632\u0627\u0631\u0634 \u062f\u0627\u062f\u0646\u062f \u06a9\u0647 \u06af\u0632\u06cc\u0646\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0646\u0639\u0637\u0641 \u0639\u0627\u0645\u0644\u06cc \u062a\u0639\u06cc\u06cc\u0646\u200c\u06a9\u0646\u0646\u062f\u0647 \u062f\u0631 \u062e\u0631\u06cc\u062f \u06cc\u0627 \u0639\u062f\u0645 \u062e\u0631\u06cc\u062f \u0622\u0646\u200c\u0647\u0627\u0633\u062a. \u0627\u06cc\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u062b\u0631 \u0645\u0647\u0645\u06cc \u0628\u0631 \u0645\u062a\u0648\u0633\u0637 \u062f\u0641\u0639\u0627\u062a \u062e\u0631\u06cc\u062f \u0648 \u0646\u06cc\u0632 \u0645\u062a\u0648\u0633\u0637 \u0645\u0628\u0644\u063a\u06cc \u06a9\u0647 \u06cc\u06a9 \u0645\u0634\u062a\u0631\u06cc \u0647\u0646\u06af\u0627\u0645 \u062e\u0631\u06cc\u062f \u062e\u0631\u062c \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/p>\n

            \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9\u062a\u0631\u060c \u0628\u0627\u0631 \u0645\u0627\u0644\u06cc \u0627\u0648\u0644\u06cc\u0647 \u0631\u0627 \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u062f\u0647\u062f \u0648 \u062a\u0634\u0648\u06cc\u0642 \u0628\u0647 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u062e\u06cc\u0644\u06cc \u0627\u0632 \u0641\u0631\u0648\u0634\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u0627 \u0627\u0641\u0632\u0648\u062f\u0646 BNPL \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u06af\u0632\u06cc\u0646\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u0686\u0634\u0645\u06af\u06cc\u0631\u06cc \u062f\u0631 \u0641\u0631\u0648\u0634 \u062e\u0648\u062f \u0645\u0634\u0627\u0647\u062f\u0647 \u06a9\u0631\u062f\u0646\u062f.<\/p>\n

              \n
            • \n

              \u0646\u0631\u062e \u062a\u0628\u062f\u06cc\u0644 \u0628\u0647 \u0645\u0634\u062a\u0631\u06cc \u0628\u0627\u0644\u0627\u062a\u0631<\/strong><\/h3>\n<\/li>\n<\/ul>\n

              \u0631\u0647\u0627 \u06a9\u0631\u062f\u0646 \u0633\u0628\u062f \u062e\u0631\u06cc\u062f \u0648 \u0627\u0646\u0635\u0631\u0627\u0641 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0686\u0627\u0644\u0634\u06cc \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0627\u0633\u062a. \u0627\u0641\u0632\u0648\u062f\u0646 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a BNPL \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u06a9\u0627\u0647\u0634 \u0631\u0647\u0627 \u0634\u062f\u0646 \u0633\u0628\u062f \u062e\u0631\u06cc\u062f \u06a9\u0645\u06a9 \u06a9\u0646\u062f \u0648 \u0627\u06cc\u0646 \u0627\u0645\u06a9\u0627\u0646 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0628\u0647 \u062c\u0627\u06cc \u06cc\u06a9\u0628\u0627\u0631\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f.<\/p>\n

              \u0645\u0639\u0627\u06cc\u0628 <\/strong>BNPL<\/strong> \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646<\/strong><\/h2>\n

              \u0628\u0627 \u0648\u062c\u0648\u062f \u062a\u0627\u062b\u06cc\u0631 \u0645\u062b\u0628\u062a “\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” \u0628\u0631 \u0631\u0648\u06cc \u0639\u0627\u062f\u0627\u062a \u062e\u0631\u06cc\u062f \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646\u060c \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0631\u0627 \u062f\u0631 \u0646\u0638\u0631 \u0628\u06af\u06cc\u0631\u0646\u062f:<\/p>\n

                \n
              • \u0648\u0627\u062c\u062f \u0634\u0631\u0627\u06cc\u0637 \u0628\u0648\u062f\u0646: \u0628\u0639\u0636\u06cc \u0635\u0646\u0627\u06cc\u0639 \u0627\u0632 \u0646\u0638\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f BNPL \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u0646\u062f. \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644 \u062f\u0631 \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647 \u0627\u06cc\u0646 \u0645\u062d\u062f\u0648\u062f\u06cc\u062a \u0628\u0631\u0627\u06cc \u0635\u0646\u0627\u06cc\u0639\u06cc \u0645\u0627\u0646\u0646\u062f \u0628\u0627\u0632\u06cc \u0648 \u062f\u062e\u0627\u0646\u06cc\u0627\u062a \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<\/li>\n
              • \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627: \u0628\u0639\u0636\u06cc \u0627\u0632 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc “\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” \u0647\u0632\u06cc\u0646\u0647 \u0628\u06cc\u0634\u062a\u0631\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u0627\u06cc\u0631\u06cc\u0646 \u062f\u0627\u0631\u0646\u062f. \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u067e\u0631\u062f\u0627\u0632\u0646\u062f\u0647\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0631\u0642\u0627\u0628\u062a\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0645\u0642\u0631\u0648\u0646 \u0628\u0647 \u0635\u0631\u0641\u0647\u200c\u062a\u0631 \u0634\u062f\u0646 BNPL \u06a9\u0645\u06a9 \u06a9\u0646\u062f.<\/li>\n
              • \u0627\u062f\u063a\u0627\u0645: \u0627\u0631\u0627\u0626\u0647\u200c\u062f\u0647\u0646\u062f\u06af\u0627\u0646 \u0645\u062e\u062a\u0644\u0641 \u062e\u062f\u0645\u0627\u062a BNPL \u0628\u0627 \u06cc\u06a9\u062f\u06cc\u06af\u0631 \u06cc\u06a9\u067e\u0627\u0631\u0686\u0647 \u0646\u06cc\u0633\u062a\u0646\u062f. \u0628\u0627 \u06cc\u06a9\u067e\u0627\u0631\u0686\u0647 \u0633\u0627\u0632\u06cc \u062f\u0631\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc “\u0627\u0644\u0627\u0646 \u062e\u0631\u06cc\u062f \u06a9\u0646\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” \u0631\u0627 \u0628\u0631\u0627\u06cc \u0622\u06cc\u0646\u062f\u0647 \u0622\u0633\u0627\u0646\u200c\u062a\u0631 \u06a9\u0631\u062f. \u0628\u0647 \u0647\u0645\u06cc\u0646 \u062c\u0647\u062a \u0628\u0627\u06cc\u062f \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0627\u0631\u0626\u0647\u200c\u062f\u0647\u0646\u062f\u0647\u200c\u0647\u0627\u06cc\u06cc \u0628\u0627 \u0647\u0632\u06cc\u0646\u0647 \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u06a9\u0645 \u0648 \u06cc\u0627 \u0628\u062f\u0648\u0646 \u0647\u0632\u06cc\u0646\u0647 \u0628\u0627\u0634\u06cc\u062f.<\/li>\n<\/ul>\n

                 <\/p>\n

                \u0646\u062a\u06cc\u062c\u0647\u200c\u06af\u06cc\u0631\u06cc<\/h2>\n

                \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631\u0647\u0627\u06cc \u0648\u0627\u062c\u062f \u0634\u0631\u0627\u06cc\u0637 “\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0646\u062a\u06cc\u062c\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u06af\u0627\u0645 \u0628\u0639\u062f\u06cc \u0627\u0646\u062a\u062e\u0627\u0628 \u06cc\u06a9 \u062f\u0631\u06af\u0627\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0645\u0647\u200c\u06a9\u0627\u0631\u0647 \u0627\u0633\u062a \u06a9\u0647 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0631\u0627\u06cc\u062c BNPL \u062f\u0631 \u0622\u0646 \u0627\u062f\u063a\u0627\u0645 \u0634\u0648\u062f.<\/p>\n","protected":false},"excerpt":{"rendered":"

                  \u0642\u0628\u0644 \u0627\u0632 \u0627\u06cc\u0646\u06a9\u0647 \u0628\u0647 \u0645\u0646\u0627\u0641\u0639 BNPL \u0648 \u0627\u06cc\u0646\u200c\u06a9\u0647 \u0686\u06af\u0648\u0646\u0647 \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f \u0628\u067e\u0631\u062f\u0627\u0632\u06cc\u0645\u060c \u0627\u062c\u0627\u0632\u0647 \u0628\u062f\u0647\u06cc\u062f \u0622\u0646 \u0631\u0627 \u062a\u0639\u0631\u06cc\u0641 \u06a9\u0646\u06cc\u0645: “\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646” (BNPL) \u06cc\u06a9 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0627\u062c\u0627\u0632\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0645\u0628\u0644\u063a \u062e\u0631\u06cc\u062f \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0627\u0642\u0633\u0627\u0637\u06cc \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0631\u0648\u0634 \u062f\u0631 \u0647\u0646\u06af\u0627\u0645 \u062e\u0631\u06cc\u062f\u060c \u0641\u0642\u0637 \u0627\u0648\u0644\u06cc\u0646 […]<\/p>\n","protected":false},"author":6,"featured_media":1177,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all"],"yoast_head":"\n\u0645\u0632\u0627\u06cc\u0627\u06cc BNPL \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 - \u0648\u0628\u0644\u0627\u06af \u0646\u0633\u06cc\u0628\u0627<\/title>\n<meta name=\"description\" content=\"\u0645\u06cc\u062e\u0648\u0627\u06cc \u0628\u062f\u0648\u0646\u06cc \u0686\u0637\u0648\u0631\u06cc \u0628\u0627 BNPL ( \u0627\u0644\u0627\u0646 \u0628\u062e\u0631 \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646) \u06cc\u0627 \u0628\u0627 \u062f\u0627\u062f\u0646 \u0646\u0633\u06cc\u0647 \u0641\u0631\u0648\u0634\u062a \u0631\u0648 \u0628\u06cc\u0634\u062a\u0631 \u06a9\u0646\u06cc\u061f\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prav.ir\/nasiba\/\u0645\u0632\u0627\u06cc\u0627\u06cc-bnpl-\u0628\u0631\u0627\u06cc-\u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646\/\" \/>\n<meta property=\"og:locale\" content=\"fa_IR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0645\u0632\u0627\u06cc\u0627\u06cc BNPL \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646 - \u0648\u0628\u0644\u0627\u06af \u0646\u0633\u06cc\u0628\u0627\" \/>\n<meta property=\"og:description\" content=\"\u0645\u06cc\u062e\u0648\u0627\u06cc \u0628\u062f\u0648\u0646\u06cc \u0686\u0637\u0648\u0631\u06cc \u0628\u0627 BNPL ( \u0627\u0644\u0627\u0646 \u0628\u062e\u0631 \u0628\u0639\u062f\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646) \u06cc\u0627 \u0628\u0627 \u062f\u0627\u062f\u0646 \u0646\u0633\u06cc\u0647 \u0641\u0631\u0648\u0634\u062a \u0631\u0648 \u0628\u06cc\u0634\u062a\u0631 \u06a9\u0646\u06cc\u061f\" \/>\n<meta property=\"og:url\" content=\"https:\/\/prav.ir\/nasiba\/\u0645\u0632\u0627\u06cc\u0627\u06cc-bnpl-\u0628\u0631\u0627\u06cc-\u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0648\u0628\u0644\u0627\u06af \u0646\u0633\u06cc\u0628\u0627\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-04T11:16:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-07T07:12:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/prav.ir\/nasiba\/wp-content\/uploads\/2023\/03\/\u0645\u0632\u0627\u06cc\u0627\u06cc-bnpl-\u0631\u0627\u06cc-\u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"460\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u0639\u0644\u06cc \u0641\u062e\u0627\u0631\u06cc\u0647\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0646\u0648\u0634\u062a\u0647\u200c\u0634\u062f\u0647 \u0628\u062f\u0633\u062a\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0639\u0644\u06cc \u0641\u062e\u0627\u0631\u06cc\u0647\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0632\u0645\u0627\u0646 \u062a\u0642\u0631\u06cc\u0628\u06cc \u0628\u0631\u0627\u06cc \u062e\u0648\u0627\u0646\u062f\u0646\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 \u062f\u0642\u06cc\u0642\u0647\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/\"},\"author\":{\"name\":\"\u0639\u0644\u06cc \u0641\u062e\u0627\u0631\u06cc\u0647\",\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/#\\\/schema\\\/person\\\/102f73a9cfd752c97f36d669be136ff3\"},\"headline\":\"\u0645\u0632\u0627\u06cc\u0627\u06cc BNPL \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646\",\"datePublished\":\"2023-03-04T11:16:32+00:00\",\"dateModified\":\"2023-03-07T07:12:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/\"},\"wordCount\":29,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/\u0645\u0632\u0627\u06cc\u0627\u06cc-bnpl-\u0631\u0627\u06cc-\u0641\u0631\u0648\u0634\u0646\u062f\u06af\u0627\u0646-1.jpg\",\"articleSection\":[\"\u0647\u0645\u0647\"],\"inLanguage\":\"fa-IR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/\",\"url\":\"https:\\\/\\\/prav.ir\\\/nasiba\\\/%d9%85%d8%b2%d8%a7%db%8c%d8%a7%db%8c-bnpl-%d8%a8%d8%b1%d8%a7%db%8c-%d9%81%d8%b1%d9%88%d8%b4%d9%86%d8%af%da%af%d8%a7%d9%86\\\/\",\"name\":\"\u0645\u0632\u0627\u06cc\u0627\u06cc 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